Green Lending Akron – Your Local Mortgage Experts for Purchase & Refinance

ABOUT US

HOMEOWNERS

AGENTS

CONTACT US

MANNY OLOYEDE

GETS IT DONE.

Manny makes the mortgage process fast and seamless. So you can win the listing—every time with confidence.

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From non-traditional income to first-time buyers and everything in between, Manny Oloyede gets deals done. With Manny on your side, you’ll get more than just a loan officer—you’ll get someone who values your time. Manny works diligently with lenders, agents, and title partners to streamline the process, minimize delays, and get you to the closing table quickly and smoothly.

ANY KIND OF LOAN.

ANY SITUATION.

MANNY OLOYEDE

CAN FIND A SOLUTION.

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Professional Affiliations:


PROUD EXCLUSIVE MORTGAGE PARTNER of KENT STATE ATHLETICS


WE HELP YOU WIN.

Securing a mortgage helps you get the house. So our process is designed to help you win the listing, make your deal happen and close quickly. Our technology, relationships and experience mean we can move mountains for you.

LETS BREAK IT DOWN

Watch how easy the mortgage process can be with Manny Oloyede.

LOAN TYPES WE OFFER

PURCHASING • REFINANCING • CASH-OUT • REFINANCING • HELOC.

Home Purchase Loans

  • First-Time Homebuyer Programs

  • FHA, VA, and USDA Loans

  • Conventional Fixed & Adjustable Rates

  • Down Payment Assistance

Investor Financing

  • DSCR (No Income Documentation)

  • Short-Term & Long-Term Rental Financing

  • No 6-Month Seasoning Refinance

  • Foreign National

Refinance Options

  • Lower Your Rate

  • Home Equity/Debt Consolidation

  • FHA/VA Streamline Refinance

Renovation & Construction Loans

  • FHA 203(k)

  • Conventional Renovation

  • Ground-Up and Fix & Flip Loans

DOWNLOAN THE HOMEBUYERS APP

  • Track loan status

  • Scan and upload documents

  • Compare loan payments and options

HOW MUCH CAN I AFFORD?

This calculates the estimated monthly cost based on loan amount, down payment, and other options.

WHAT OUR CLIENTS ARE SAYING

LET'S TALK

Ready to apply or looking for a home loan quote? Get started today in just a few minutes!

EXPLORE OUR LATEST ARTICLES

Our blog articles are geared towards first-time home buyers and mortgage market news.

For many first-time homebuyers or those with less-than-perfect credit, navigating the world of mortgage options can feel overwhelming. One popular…


June 14, 2025

A Home Equity Line of Credit (HELOC) is a popular financing option that allows homeowners to tap into their home’s…


May 1, 2025

If you’re thinking about buying investment properties, you’re taking a great step toward building long-term wealth. While it can seem…


April 19, 2025

FAQ

How much do I need for a down payment?

It depends on the loan program. FHA loans require as little as 3.5% down, VA and USDA offer zero down payment, and conventional loans can start at 3% down for first-time buyers. I’ll help you find the option that fits your budget.

Do you offer down payment assistance?

Yes, we offer a variety of down payment assistance programs, including a 0% down payment option for qualified borrowers. These programs are designed to help first-time buyers, low-to-moderate income earners, and those purchasing in specific areas. Depending on your eligibility, you may receive grants or forgivable loans to reduce or eliminate your upfront costs. Contact us to see which option best fits your situation and start your path to homeownership with less out of pocket.

What credit score do I need to buy a home?

We work with credit scores as low as 580 for FHA loans—or 500 with a 10% down payment. Conventional and DSCR loans typically require a 620+ score, but I’ll walk you through your options no matter where your credit stands.

Foreign Nationals? No U.S. credit score is required—we have solutions designed just for you.

What’s a DSCR loan and why is it good for investors?

A DSCR (Debt-Service Coverage Ratio) loan qualifies you based on a property's
rental income—not your personal income. It's ideal for investors looking to scale without income documentation.

One of our special programs even allows you to refinance immediately after a flipno 6-month waiting period required.

What is a 2-1 or 3-1 Buydown, and how does it help with my mortgage payments?

A 2-1 buydown and 3-1 buydown are temporary interest rate reduction programs that lower your monthly mortgage payments for the first few years of your loan.

  • A 2-1 buydown reduces your interest rate by 2% in year one and 1% in year two before returning to the full note rate in year three.

  • A 3-1 buydown lowers your rate by 3% in year one, 2% in year two, and 1% in year three, with the full rate starting in year four.

These programs are often funded through a seller credit, making them a powerful tool for buyers who want lower initial payments while expecting future income growth or interest rate drops. It's a smart way to ease into your mortgage and potentially refinance before the full rate kicks in.

What costs can be rolled into my mortgage?

Depending on your loan type, you may be able to roll certain costs into your mortgage—such as renovation expenses on a 203(k) loan, upfront mortgage insurance on FHA, the VA funding fee on a VA loan, or closing costs on a USDA loan if the appraisal value allows. However, with most standard purchase loans, closing costs typically need to be paid out of pocket unless covered by seller credits.

About

At Green Lending, we’re more than just a mortgage lender – we’re your dedicated partners on the journey to achieving your homeownership dreams and financial goals.

For licensing information, go to: www.nmlsconsumeraccess.org

Green Lending - NMLS ID# 2598612
Branch - NMLS ID# 2721476
Manny Oloyede - NMLS ID# 1824463

Ask Us Any Question!



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Office Info

Contact Us

Questions about buying, refinancing, or investing? Let’s connect and find the right mortgage solution for you.

Open Hours

Mon-Fri: 8:30 AM – 5 PM

Saturday: 10 AM – 4 PM (Virtual)

Sunday: Closed

Phone and Email

Office: (234) 678-0106
Cell: (216) 816-5215
Email: manny.oloyede@greenlending.com

NMLS License #2598612– For licensing information, go to: www.nmlsconsumeraccess.org

Green Lending cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. All dates are estimates and will vary based on the level of participation from all involved parties at any stage of the loan process. Contact Green Lending for more information.

Applicants are subject to credit, underwriting, and property approval. Not all applicants will qualify. Receipt of an application does not represent an approval for financing or an interest rate guarantee. Terms, conditions, interest rates, and loan program availability are subject to change without notice and may vary based on market conditions and borrower qualifications. Refinancing your mortgage may increase the total finance charges over the life of the loan. Additional restrictions may apply.

Green Lending is a private corporation organized under the laws of the State of Ohio. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the Nevada Department of Veterans Services, the U.S. Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans’ benefits except as authorized under Title 38 of the United States Code.

Manny Oloyede NMLS #1824463 | Company NMLS #2598612| Branch NMLS #2721476

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